Interest Rates, What are they?

Interest Rates, What are they? What is Interest Rate? Interest rate is the amount charged, expressed as a percentage of principal, by a lender to a borrower for the use of assets. Interest rates are typically noted on an annual basis (APR) aka = annual percentage rate. The assets borrowed Read More

Décor Trends 2018

Décor Trends 2018 Lavender Lavender and lilac is being used to bring out beautiful, soft tones with accents that are deeper, such as olive green & mustard, etc.  Mirror and bold cream tones pop against this shade of purple. High Contrast Palettes Really saturated color with white or cream contrasts are Read More

Tips to Rehab a Property Part 2

Tips to Rehab a Property Part 2 Trash & Demo: The first part of the process once you start is to replace, fix or remove damaged items, inside and outside the structure.  Some examples would be, flooring, appliances, light fixtures, cabinets, fencing, dead trees, bushes, siding, garage doors and decks, Read More

Tips to Rehab a Property Part 1

Tips to Rehab a Property Part 1:  Preparing to Rehab Inspect the Property: Note which items are in good condition and what needs work.  If you can, have a professional present to see what you may not see.  You may find a qualified inspector via the American Society of Home Read More

To Loft or not To Loft?

  To Loft or not To Loft?   Pros: Loft house designs can be less expensive to build than a traditional two-story design. Most often they use less materials & require less scaffolding. Lofts can be used for extra living space such as: living area, office space, TV, game or Read More

Tips to Qualify as a First-Time Home Buyer

Tips to Qualify as a First-Time Home Buyer Many potential first-time home buyers delay buying a home because getting a mortgage seems like a long and daunting process.  Qualifying for a home loan doesn’t have to be scary or hard.  There are mortgage programs available that make it actually easier Read More

How to prepare for a Closing

  How to prepare for a Closing Interesting FYI:  Many homeowners get nervous about the process of closing on a home or property and are unsure of what to expect.  Here is some great information for clarification.  In Minnesota, we are a table funding state, which means all parties get Read More

Home Fire Safety Tips

Home Fire Safety Tips 1.     Never leave open flames unattended There should always be an adult present when candles or any open flame is in use. Do not leave fire dangers unattended. If you have young children in the home be sure to teach them about the dangers of playing Read More

Home Safety and Security Tips

Home Safety and Security Tips 10 home safety tips focus on improving your home’s security Make onlookers that are scoping your house think someone is home. If you going to be away from your home over night or for an extended period of time, leave a TV or music on Read More

Starter Spring Cleaning Reminder List

  Starter Spring Cleaning Reminder List This will get you started.  There is always more cleaning to be done, of course. dust crown molding and baseboards same procedure as below with best cleaner for these surfaces dust ceiling corners, you can use an old t-shirt on the end of a Read More

Furniture placement can be a game changer!

Furniture placement can be a game changer! Arranging furniture can be daunting and overwhelming to many people. Especially when you’re looking at an empty room saying to yourself, “what do I do now?”  However, have no fear, you’ll find that arranging furniture isn’t so scary after all and can be Read More

Understanding Minnesota Mortgages

Understanding Minnesota Mortgages FHA loans: An FHA loan is a mortgage issued by federally qualified lenders and insured by the Federal Housing Administration (FHA). FHA loans are designed for low-to-moderate income borrowers who are unable to make a large down payment. First-time homebuyer programs: FHA loans help first–time buyers purchase homes by offering government insured loans with more lenient qualifying guidelines such as Read More